Generally, a credit report will include your credit score and is an objective way for a landlord to determine whether to accept or reject your application for housing. A credit score, even though it does not tell the whole story, provides the landlord with information into the applicant's financial history. As a landlord, or property management company acting on behalf of a landlord, we review your credit history to understand how you manage your finances, specifically your credit, and whether you pay your bills on time, late, in full, or have balances due and outstanding. Your credit score and history is ultimately but one of several factors, which we will discuss in subsequent posts, that goes into the decision of whether to accept your application. As such, understanding how your credit score works and what information is on your credit score should be a top priority for students seeking to apply for housing for the upcoming 2017 - 2018 school year. Check out our properties available here. There are several free methods of requesting your credit score, such as Credit Sesame, that allow you to review your credit for free and without an inquiry. Other free sites are available as well. One major factor, accounting for 35% of your credit score, is your payment history. In other words, do you pay your bills on time? If you pay your bills on time, even if you carry a balance, your credit score is likely going to increase over time. The more late payments and delinquent accounts, the lower your credit score. Credit Sesame will show you what your payment history is, so you could see how you pay your bills. Another key credit score factor is your credit utilization. Your credit utilization accounts for 30% of your credit score. How much credit do you have outstanding relative to your total credit available? The higher your balances, the higher your utilization rate, the lower your credit score. Credit Sesame will show you what your total credit available is and what your total outstanding balance is. So, if you don't know your credit score, what are you waiting for? Sign up for Credit Sesame today! Do you know what your credit score is?
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Our MissionWelcome students! We are very excited for the opportunity to serve you in your quest for off-campus housing in Bethlehem, PA, right in the heart of the Lehigh Valley. We currently have four houses that range in size and location around Lehigh University. For more information about our properties, click here.
Lehigh Student Housing Rentals ("LSHR" or #LSHR) is the premiere off campus student housing provider near Lehigh University, Moravian College, Muhlenberg College and St. Luke’s- Temple Medical School. The most difficult and stressful tasks students have, arguably more so than classes, is finding the perfect off-campus student housing! Students want to be in close proximity to campus, but at the same time be far enough to feel independent and responsible. Students want modern and renovated off-campus housing, comforts they’re used to at home. Stress no more! At Lehigh Student Housing Rentals, our mission is to provide the most comfortable off-campus student housing experience possible. As the expression goes in Spanish, "Mi casa, su casa." Our goal is to make you feel like "Our house, is your house." Which leads to our core values and purpose: respect for you, our students and tenants, your student housing and the Bethlehem community as a whole. Our vision is to create a thriving off-campus student community that embraces diversity and inclusiveness. Lehigh University is certainly a leader in this respect and Lehigh Student Housing Rentals is honored to follow their lead. Finally, our dream is to provide students with everlasting memories of your college experiences, right here in the comfort of your Lehigh Student Housing Rental! On this blog we will provide you with updates on Lehigh Student Housing Rentals availability, acquisitions, renovation projects, student finance, credit cards, ways to save on student loans, how to improve your credit scores, all about real estate education, traveling the world, saving money on shopping, and a whole lot more! As you approach mid-terms and soon finals, we are preparing our houses for the 2017 - 2018 school year! We are excited to meet you, show you how we're making our houses the most student friendly off-campus housing provider and learn how we could help you make the most of your college and off-campus housing experience. We would love to hear from you. Please leave your comments below, Like Us on Facebook, or ask your questions through our Contact Us page. What are your goals for the rest of 2016? |
Author#LSHR is a blog about off-campus student housing, financial education, networking, travel and helping you build your career. Archives
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